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Survey: More Than 8 in 10 Investors View Private Credit as a Key Source of Income and Diversification

Washington, D.C. – Private credit investors overwhelmingly agree that the asset class is a durable source of value and plan to maintain or increase their exposure to it, according to a new survey of 200 institutional investors and Registered Investment Advisers (RIAs). The American Investment Council (AIC) commissioned the survey, which found broad confidence in private credit across investor types.

“The message from investors and RIAs is clear: private credit has earned its place as a trusted source of returns and diversification,” said AIC President & CEO Will Dunham“This survey confirms what we’ve been hearing from investors and advisers across the country. Their confidence in the asset class remains strong. With the overwhelming majority of respondents planning to maintain or increase their exposure over the next three to five years, private credit’s role in strengthening portfolios, creating jobs, and powering economic growth will only continue to grow.”

Investors View Private Credit Favorably

According to the survey, 88% of institutional investors and 81% of RIAs agreed that private credit is an important source of income and diversification within portfolios.

That enthusiasm extends to performance expectations: 80% of RIAs agreed that private credit offers attractive risk-adjusted returns relative to other asset classes, while 74% of institutional investors viewed private credit as a core component of a resilient portfolio. Nearly three in four investors expressed confidence in private credit valuations, saying the asset class is either fairly or undervalued.

Outlook on Future Performance Remains High

Looking ahead, investor conviction is holding firm, with 88% of RIAs and 84% of institutional investors expressing confidence the asset class will deliver value over the next three to five years. And investors are backing that view with capital: 85% of respondents expect to maintain or increase their exposure to private credit over the same period.

Read more about how investors view private credit here.